Fee Schedule

The following fees may be assessed, and the following transaction limitations, if any, apply to your account.


Fee rates effective September 1, 2008.

Replace Plastic Card$5.00
ATM (non-proprietary per transaction)$1.50
Point of Sale per transactionNO CHARGE
Draft PrintingDepends on style
Official/Cashier's Check - one per day free$1.00
Money Order Fee - each$1.00
Convenience/Starter Checks - sheet of four$1.00
Monthly It's ME 247 Online Banking$1.00 (Fee waived with eStatement)
CU*EasyPay$4.95 (Fee waived with eStatement)
Returned Deposit Items (per item collected) $10.00
Returned Deposit Items (per item uncollected)$20.00
Non-Sufficient Funds (per item honored or returned)$28.00
Overdraft Privilege Plus+ (per item)$28.00
Overdraft from Savings Auto Advance Fee (3 per month)$3.00
Stop Payment Fee (good for 6 months)$28.00
Account Activity Printout$1.00
Statement Copy$3.00
Draft Copy - CU provided$3.00
Draft Copy - It's ME 247 Online BankingFREE
Microfilm Copy$5.00
Photo Copy$0.25 (per copy)
Facsimile Transmission Fee$1.75 (first page) $1.00 (each add'l page)
Safe Deposit BoxAnnual fee based on box size
Incoming Wire$10.00
Domestic Wire (out)$15.00
Foreign Wire (out)$40.00
Cashing/Depositing Check for non-member$5.00
Account re-opening within 12 months$25.00
Account closing within 90 days of opening$25.00
Garnishment/Tax Levies/Backup Withholding$25.00
Monthly Dormant Account*$10.00
VISA Gift Cards$3.00
Monthly Minimum Balance**$10.00
Monthly Account Maintenance***$2.00
Account Research - per hour$30.00
Account Balancing Assistance - per hour$30.00
Member Draft Replacement with Official Check$5.00
Visa Late Fee$28.00

*An account is considered dormant if for six (6) months there has been no activity and the minimum daily balance is less than $100.00. This fee will not be charged if the member has a loan or other deposit service with VLFCU. Custodial accounts will not be charged. **A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason. ***A monthly account maintenance fee will be assessed if the aggregate account balance falls below $250.00 at any time throughout the month. This fee will not be charged if the member has an active loan or VISA with VLFCU. Custodial accounts will not be charged.