Platinum Visa Credit Card

Get the power of cash in a conveniently compact piece of plastic. With the Platinum Visa®, you've got all the purchasing power you need and the freedom to spend it anywhere.


Use it wherever Visa is accepted, and benefit from the superior benefits the Visa name brings while still enjoying the personal service you've come to expect from VacationLand Federal Credit Union. Get rewards, low rates, and easy card management all in one convenient card.


**Membership required to use services. Click here for membership requirements.

Platinum Visa Credit Card
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Summary
  • Accepted worldwide
  • Competitive rates
  • No annual fee
  • Free balance transfer program
  • Earn points redeemable for merchandise and travel rewards
  • No cash advance fee
  • 25-day grace period for re-payment
  • Full fraud protection 24/7
  • Low minimum payments
  • Travel accident insurance
  • Multiple payment options

Membership eligibility is required with a minimum deposit of $25.00 in a Share/Savings Account. Member must be in good standing with VLFCU. APR = Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications or loan to value. Not eligible with any offer or discount. Rates are subject to change or cancellation without notice. (1) Balance transfers may not be used to pay off or down an existing VLFCU Visa. We will begin charging interest on balance transfers on the transaction date. After the promotional period ends, you will be charged the standard APR assigned to your Visa (prime + 3.90%-17.90% as published in the Wall Street Journal). Rates are determined by the applicant's credit score. Rates will not vary above 18%.


View the VISA Platinum Consumer Credit Card Agreement.

Programs & Links

ScoreCard Rewards

Earn one point for every dollar you spend using your Platinum Visa points for valuable name-brand merchandise, airfare, hotels and much more.


It's Me 247 Online Banking

It's easy to add your Visa account to your online banking. Access all of your VLFCU accounts in one secure place!


Practical Money Skills for Life

A wide range of free information and interactive tools.