Regular Checking
Make handling your finances easy with this free share draft/checking account. You can write all the checks you want with no maintenance fees or minimum balance requirements, and there are plenty of ways to access your account—through online banking, by phone, ATM, or check—so you have maximum flexibility. It's a smart and easy way to manage your money.

- Summary
- No monthly fee
- No minimum balance
- Unlimited check writing
- Duplicate checks available
- Free debit card
- Free Online banking and bill pay with e-Statements
- Free telephone banking
- Direct deposit and payroll deduction available
- Overdraft privilege (for qualifying members)
- Insured up to $500,000
- Excessive Share Insurance (ESI)
At VacationLand Federal Credit Union we offer $250,000 of Excess Share Insurance (ESI) on all of our accounts, which is added to the NCUA limit of $250,000, for a total of $500,000 in insurance coverage. That's double what most institutions offer!



