Club Accounts

Start saving for that special something. Whether it's a new car, a long vacation, or just a Christmas fund, you can use this account to set aside funds where they can earn a good rate of return. Set up a recurring transfer so your balance can grow, and when you're ready to make the purchase, the funds will be waiting for you!

**Membership required to use services. Click here for membership requirements.

Club Accounts
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  • Save for a specific expense
  • Dividends accrue monthly, posted quarterly
  • No monthly fees
  • Unlimited deposits
  • Online banking and e-Statements
  • Free telephone banking
  • Direct deposit and payroll deduction available
  • Insured up to $500,000

TIP: Use our payroll deduction or direct deposit options to meet your saving goals faster and more easily.

For Christmas Club accounts, the entire balance will transfer to the account of your choice on or after October 1st, and the account will remain open. If you need to withdraw funds from your Christmas Club account prior to the transfer date, you will need to close the account. You may re-open your Christmas Club account after the transfer date.

Take a look at our rates here.

Excessive Share Insurance (ESI)

At VacationLand Federal Credit Union we offer $250,000 of Excess Share Insurance (ESI) on all of our accounts, which is added to the NCUA limit of $250,000, for a total of $500,000 in insurance coverage. That's double what most institutions offer!