Share Certificates

Reach your longer-term savings goals easily with a share certificate from VacationLand Federal Credit Union. We offer terms ranging from 3 months to 5 years, depending on your savings needs. You pick the term, lock in the rate, and let the dividends pour in. We even offer additional insurance so you can invest more than the usual NCUA limit. For a safe investment with a guaranteed return, a share certificate is hard to beat.

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Share Certificates
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  • Competitive fixed rates
  • Terms from 3 months to 5 years
  • Dividends compounded quarterly
  • $500 minimum balance
  • Penalty for early withdrawal
  • Insured up to $500,000

Dividend Options

  • Retain dividends on the certificate (compound)
  • Official check sent to member
  • Transfer dividends to another account

Take a look at our rates here.

Excessive Share Insurance (ESI)

At VacationLand Federal Credit Union we offer $250,000 of Excess Share Insurance (ESI) on all of our accounts, which is added to the NCUA limit of $250,000, for a total of $500,000 in insurance coverage. That's double what most institutions offer!