Rates


Savings

Interest Rates Effective - October 1, 2012

Interest RateAPY*
Regular Share and Club Share Account0.10%0.10%
Member Business Regular Share Account

Minimum balance to earn dividends $100.00

0.10%0.10%
Dollar Dog and Youth Share Club Account0.15%0.15%
Value Checking Plus+0.05%0.05%
Member Business Checking Plus+

Minimum balance to earn dividends $2,000.00 $10.00 per month fee if Business Checking Plus+ balance falls below $5,000.00

0.05%0.05%
IRA Share0.25%0.25%
Money Market Plus+
$0.00 to $1,999.990.00%0.00%
$2,000.00 to $9,999.990.10%0.10%
$10,000.00 to $24,999.990.15%0.15%
$25,000.00 to $49,999.990.20%0.20%
$50,000.00 to $99,999.99 0.30%0.30%
$100,000.00 and over0.40%0.40%
Member Business Money Market Plus+
$0.00 to $1,999.990.00%0.00%
$2,000.00 to $9,999.990.10%0.10%
$10,000.00 to $24,999.990.15%0.15%
$25,000.00 to $49,999.990.20%0.20%
$50,000.00 to $99,999.99 0.30%0.30%
$100,000.00 and over0.40%0.40%

*APY is Annual Percentage Yield.

Regular / CESA / IRA / ROTH Share Certificates

Interest Rates Effective - December 28, 2012

Interest RateAPY*
3 Month0.10%0.10%
6 Month0.15%0.15%
9 Month0.20%0.20%
12 Month0.20%0.20%
18 Month0.40%0.40%
24 Month0.45%0.45%
30 Month0.60%0.60%
36 Month0.70%0.70%
48 Month0.95%0.95%
60 Month1.15%1.15%
**21 Month Special**0.55%0.55%
**40 Month Special**0.85%0.85%
**59 Month Special**1.25%1.26%

*APY is Annual Percentage Yield. **Unless noted above the minimum deposit is $500.00.

Jumbo Term Share Certificates

Interest Rates Effective - December 28, 2012

Interest RateAPY*
Over $50,000 - 24 Month0.50%0.50%
Over $50,000 - 30 month0.65%0.65%
Over $50,000 - 36 month0.75%0.75%
Over $50,000 - 48 month1.00%1.00%
Over $50,000 - 60 month1.20%1.21%

*APY is Annual Percentage Yield.

*APY is Annual Percentage Yield. **Unless noted above the minimum deposit is $500.00.

New/Used Autos

Interest Rates Effective - October 22, 2012

Term

(as long as)

APR*

(as low as)

2013 - 201272 months**3.69%
2011-201072 months**3.69%
2009 - 200760 months4.69%
2006 - 200548 months5.99%
2004 & older models48 months6.99%
New/Used Motorcycles

Interest Rates Effective - October 3, 2012

Term

(as long as)

APR*

( as low as)

2013 - 201272 months6.24%
2011 - 200660 months7.24%
2005 & older models48 months8.24%
Trailers, Boats and RVs

Interest Rates Effective - October 3, 2012

Term

(as long as)

APR*

(as low as)

$50,000 +180 months**5.99%
$25,000 - $49,999180 months5.99%
$15,000 - $24,999144 months5.99%
$5,000 - $9,999 | $10,000 - $14,99984 months | 120 months6.99%

*APR is Annual Percentage Rate. **Amount financed must exceed $25,000.