millenial mortgage

Record-low interest rates are opening the door to a new generation of homeowners.’s 2020 Housing Forecast predicted that millennials would be on the move this year and take more than half of all mortgages in 2020.

The initial forecast, released in December 2019, predicted that mortgage rates were likely to increase to 3.88% by the end of the year. In response to market changes precipitated by the COVID-19 pandemic, the group released an updated forecast in May 2020 predicting that mortgage rates will remain low and slide under 3% by the end of the year.

Low interest rates mean lower monthly payments and less money going toward interest.

stimulus scammers

Congress hasn't reached an agreement on the next stimulus package that may come your way, but if a second stimulus package does take place, you can be sure that scammers will be there to attempt to get your check, steal your personal financial information, and possibly even steal your identity. These appalling criminals took advantage of folks' vulnerability during the COVID first round of stimulus checks by using emails and phone calls to obtain private details from unsuspecting victims. Asking you for your checking account number so your stimulus check can be directly deposited is just the beginning of your nightmare. And because folks are so anxious to receive this money, they will quickly offer up social security numbers and sensitive financial information before they realize they have made a horrible mistake.

Contact-less Means More

The COVID-19 virus has made how we do business much different than usual. We will continue to take the appropriate precautions to ensure our VacationLand staff and members remain safe as we provide them the safety, protection, and well-being they deserve and expect. And even though we have heightened our usual level of cleanliness, we will intensify our cleaning and disinfecting at all our branches, while we still limit face-to-face contact.

Huron County: Welcome To The Family

Huron County residents, everyone is now welcomed!

If you live, work, worship or attend school in Huron County, including the surrounding townships of York, Adams, Thompson, Reed, and Venice, plus the Village of Green Springs, then you are now eligible for membership at VacationLand Federal Credit Union.

avoiding financial fraud

As if COVID-19 didn’t bring along enough stress, fear and confusion, we have had to heighten our senses for the onslaught of scams and phishing schemes meant to trick us into identity or financial fraud. Whether it’s an email with a link to the cure, a social media link to check the status of your stimulus check, a text about unemployment, or a phone call offering lower credit card rates, we are being bombarded by criminal financial fraud attempts.