After the busy, hectic holidays (Thanksgiving, Christmas and New Year), you may experience what’s known as “post-holiday blues” – a term used to describe the melancholy some of us may feel after the revelry has subsided.
Weather-wise, January and February can be cold, fickle months and one might be inclined to hibernate and become less socially active, compared to the whirlwind of family and friends experienced around the winter holidays. What better way to help break out of those doldrums and get out of the house than giving back to your community. After all, you’ve just spent the last couple months constantly being involved and affable. Make an effort to lift your spirits by continuing to be around others and getting out and doing activities you enjoy.
Becoming a credit union member certainly does have its advantages. One of the best New Year’s resolutions you could make for you and your family is to join VacationLand Federal Credit Union.
Did you know that credit unions offer the same products and services as any other financial institution? We offer a wide variety of savings, checking and loan products, as well as convenience services like e-statements, cashier’s checks and money orders, Co-Op Shared Branching, free notary service, safe-deposit boxes, payroll deduction, night depository, online banking, telephone account access, RDC (Remote Deposit Capture), our new mobile app, and EasyPay bill payment. However, that's where the similarities end.
It’s that time of year again when making resolutions and setting goals are on everyone’s minds. Getting your financial life in order should be at the very top of your list.
Black Friday and Cyber Monday – two days of the year that could easily turn into crazy, out-of-control spending if you’re not careful.
It’s easy to spend more than you can afford during the holidays. There are Thanksgiving celebrations, Christmas gift-giving, holiday-themed events, charitable donations, travel plans...the list goes on and on.
Speaking of lists, one of the best ways to stay on track when holiday shopping is to make a list. Decide who you want to buy gifts for, then set your budget. Knowing exactly who you will buy for, and how much you will spend on each person can help you keep your spending reined in. To simplify things, go ahead and print out this free holiday shopping list template to keep yourself efficient and productive.