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It’s that time of year again when making resolutions and setting goals are on everyone’s minds. Getting your financial life in order should be at the very top of your list.

VLFCU holiday blog

Black Friday and Cyber Monday – two days of the year that could easily turn into crazy, out-of-control spending if you’re not careful.
It’s easy to spend more than you can afford during the holidays. There are Thanksgiving celebrations, Christmas gift-giving, holiday-themed events, charitable donations, travel plans...the list goes on and on.

Speaking of lists, one of the best ways to stay on track when holiday shopping is to make a list. Decide who you want to buy gifts for, then set your budget. Knowing exactly who you will buy for, and how much you will spend on each person can help you keep your spending reined in. To simplify things, go ahead and print out this free holiday shopping list template to keep yourself efficient and productive.

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This should make your holidays happy. For a limited time, you can earn double ScoreCard® rewards!

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Consolidating your existing credit card debt onto our low-interest VacationLand Visa®.

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Pursuing a higher education? As a VLFCU member, you qualify for a credit union scholarship!