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With spring just around the corner, are you thinking it might be time to "kick some tires"?

Has your car "kicked the bucket"?

Are repair bills "kicking your behind"?

If you answered "yes" to any of these questions, now is the time to kick it into gear and stop by one of VacationLand Federal Credit Union's offices and speak to a loan professional. We'll get you pre-approved for a fantastic car loan... before you even step onto a car lot. We offer an incredibly easy application process, flexible terms, and financing options that will get you on the road in no time. You'll find our rates competitive with other local lenders. Rates are effective as of March 1, 2020, and are subject to change without notice.

If you're on the fence about the purchase of that next vehicle, Goliath.com offers up some sound advice about when it's time to buy a new car. Their eight signs of when to accept that you need another car, whether new or used, will help you decide if it's time to apply the brakes or rev the engine. And if that's not enough, here's an article from Edmunds.com about the best times of year to purchase a vehicle.

If you haven't a clear idea of what cars are going for these days, CarMax really goes the extra mile to help you find the right car for the right price. They have compiled a list of the 60 best cars for the money. Here you'll find cars listed by prices, from $10,000 to $35,000. Determine what your budget is, then go for it. By the time you get to the dealership, the only thing you'll need to negotiate is the price of your vehicle!

Already bought that new ride and looking to reduce those monthly payments on your existing loan from another financial institution? Why not think about refinancing? And right now, refinancing a qualifying loan with VacationLand will get you a 1% APR discount. We even waive the loan processing fees (a $191 savings) and you'll also receive a $250 Visa gift card at closing. Loans that qualify include auto and motorcycle loans, as well as personal loans, RV loans, and boat and watercraft loans. There's a $5,000 minimum borrowing amount and this offer is good until April 30, 2020. Start spending less each month and reward yourself with our APR discount and $250 gift card. Now, it doesn't get much better than that! Please give us a call and allow our loan specialists to guide you through the process.

We know that car buying can be stressful. It's one of the biggest investments you'll make. We're here to help make the process easier for you with our Preferred Partner Dealership of the Month

Each month VLFCU partners with a local dealer and together, we will give you the lowest rates possible. This month our "Preferred Dealership" is Don Tester Ford/Lincoln, located in Norwalk. You'll be happy to know that we have teamed up with this fine organization, and together, we're offering rates as low as 2.99% APR. Please contact the dealership for details.

When you're ready for that new set of wheels, we're waiting. We make purchasing your next car, or refinancing your existing loan, easier than ever. This just might be the perfect time to get into the fast lane and kick it into overdrive!