Checking accounts are the method by which adults deposit their paychecks and pay their bills. It would be almost impossible to obtain a mortgage, personal loan, line of credit, etc. without one.
Now you can receive all the benefits of a regular checking account, plus exceptional perks to save you time and money with VacationLand's Value Checking Plus checking account. You can even earn respectable dividends when you maintain a daily balance of $2,000 or more. And, all deposits are insured up to $750,000! The first $250,000 is provided by the NCUA Share Insurance Fund, with up to an additional $500,000 in private insurance from the Excess Share Insurance Corporation. VacationLand is one of only a few financial institutions in the state of Ohio to offer this exceptional level of coverage.
The special features offered with Value Checking Plus can't be beat. This account's Benefits Plus+® advantages include:
- No fees on cashier's checks and money orders
- 50% discount on safe deposit box rentals
- Identity Theft Protection & Security Center, including automatic Restoration Rescue
- Free duplicate checks
- 15% savings on retail gift cards
- Discounts on vision, hearing, and pharmacy needs
- Quarterly Everyday, Everywhere cash rebates
- Online merchant discounts and cash-back rewards
- Discounts and cash rebates on travel airfare, cruises, hotels and car rentals
- Extraordinarily low $5.00 monthly service charge
Value Checking Plus is so much more than a "traditional" checking account, but our Regular Checking account is still an option. Access your account online, by phone, and at an ATM. Our Regular Checking account will give you all the flexibility you need, making it easy to manage your finances daily. Benefits include free online banking with e-statements, overdraft privileges, remote deposit capture, a debit card, and more.
Your credit union also offers a variety of savings account options designed just for you. Whether you're saving for a college education, that first home, or a special vacation, put your money to work with a VLFCU savings account. From the youngest of savers, to retirees, we have an account for every member of your family. Take a look at these options:
- Share Savings Accounts: A VacationLand membership is required with a $25 minimum deposit. You now own a share of the credit union!
- IRAs: Competitive dividend rates, tax-free and tax-deferred options, Traditional, Roth, Coverdell.
- Club Accounts: Put money aside for holiday shopping or other expenses. Balances of $185 or more earn dividends, and there is no limit on deposits.
- Money Market Plus: This account earns higher rates than regular savings accounts with tiered rates to maximize earnings, plus check-writing privileges.
- Share Certificates: Competitive fixed rates with terms from three months to ten years and only a $500 minimum deposit.
- Youth Accounts: For teenagers ages 13-19
- Kids' Dollar Dog Accounts: Children's savings account
No matter what your needs – Value Checking Plus, Regular Checking, or savings accounts – we're here for you.
To learn more about any of these products, please call 800-691-9299. VacationLand Federal Credit Union cares about you and your financial well-being.