summer21 loan promo blog

"Summertime, and the livin' is easy" are considered the best lyrics in the musical theater, according to Stephen Sondheim. And right now, VacationLand's Personal Loan Promotion is considered the best offer in the financial auditorium! So if you're ready to put some fun in your summer, take advantage of this special promotion now through July 31, 2021.

Here's what we're offering our members, in good standing, who have a minimum deposit of $25 in a Share/Savings Account.

  • Borrow from $500 up to $5,000, and you decide what payment terms fit into your budget. Let's say you borrow $5,000 for a 12-month term. With a 5.25% APR, your payments would be $428.61 per month. Too much? Borrow $5,000 with a 6.25% APR for 24 months, and each payment amounts to $222.17. But it gets even better. Borrow $5,000 for 48 months with an interest rate of 7.25%, and each of the 48 payments is only $120.32.
  • You save even more with this offer because VLFCU is waiving the processing fees!

VLFCU believes one of the purposes of summer is to do some unforgettable things. Relax, enjoy yourself, travel a little, and rest assured that VacationLand's Special Loan Promotion is a big part of making plans today. Instead of racking up credit card debt, why not use your loan for:

Taking a vacation.

Experts say 87% of Americans are expected to take a vacation this summer. Spending your money locally is always an excellent choice. Our vacationland area offers so much entertainment for the family, right outside our doors. Great affordability, plus you can choose a day trip or a weekend getaway. Whether it's close to home, the beach, or a national park road trip, taking our minds off the past year just might be the answer to cabin fever, stress, and feelings of isolation. Although some travel by air is minimally limited right now, many destinations have opened up and most of the US is easily accessible again.

Buy those new appliances you've had your eye on.

Digitaltrends.com tells us to buy appliances at the right time. And holidays are a good time. They say that if you buy during a holiday sale, like the Fourth of July or Labor Day, you may spend much less than you think.

Create a relaxing backyard oasis.

Water features, new furniture, state-of-the-art grills, pavers, walls, or fire pits are all important investments – some will add value to your home. If warm weather get-togethers and barbecues are in your future, better get a move on. Why not host an unforgettable backyard family reunion that they'll talk about for years? After all, we've all waited a year to finally be together. Be safe and enjoy.

Renovate your home.

Invest in quick fixes, like chores on your to-do list, or tackle bigger projects such as painting, new flooring, and draperies. During the pandemic, we were forced to use our homes differently. Working from home has become the norm, as well as homeschooling and staying in for movie nights and board games. Get started on doing anything that will help make your house a happy place to come home to each day, to work from, or just enjoy being with family.

Furnishing a dorm room.

Use your funds to give your student a great head start on a new year. A well-organized room provides a quiet study place. Make them feel like they're home.

Consolidating debt or paying off bills.

Other than paying down an existing VacationLand debt, the choice is yours! This may not be as exciting as other summer activities, but it can save you money in the long run.

Let's get your summer started! Stop by any of our five convenient locations, or contact us to get the beach ball bouncing! Our friendly staff is always on hand and will be waiting to help make your summer unforgettable. You decide how to put some fun back into your summer.

VacationLand Federal Credit Union is an Equal Housing Lender.