VLFCU debit mastercard

Get the spending power and fraud protection you need with our Business Debit Mastercard!

Funds are automatically deducted from your business checking account – no finance charges or monthly payments required.* Plus, your card is automatically enrolled in Mastercard Easy Savings® - a free rebate program that applies to signature transactions at more than 40,000  participating merchants.


  • Accepted worldwide.
  • Full fraud protection 24/7.
  • Upload to your phone’s digital wallet for added convenience & security.
  • Get instant cash at thousands of ATMs displaying the Pulse, MoneyPass or Cirrus Network symbols.
  • Pay no transaction fees, except those charged at non-VLFCU ATMs.**
  • Mastercard Easy Savings® rebates post to your checking account automatically.
  • Earn rewards with Buzz Points
  • Download our My Mobile Money App and register your card to manage and monitor your account wherever you go. You can even set up security measures right from your phone.

Mastercard Guide to Benefits, including MasterRental Insurance, Purchase Assurance, ID Theft Protection and more, can be downloaded as a PDF here.


What accounts can I access?

For ATM use, you will be able to access the share savings account or share draft/checking account of your choice. For Debit card use, purchases are deducted from your primary share draft/checking account.

No fees for check card purchases.

There are no fees when you make signature-based debit card purchases. However, the merchant may charge a fee if cash back is selected during a purchase.


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*Point-of-sale (POS) transaction fee may apply if PIN entry is made.

**When you use your card at a non-VLFCU ATM there can be two fees. The first comes from the non-VLFCU ATM operator, and the other from VLFCU. If you use a “surcharge-free” ATM, you will not receive a fee from the non-VLFCU ATM operator, but may receive a fee from VLFCU.