The following fees may be assessed, and the following transaction limitations, if any, apply to your account.

Service
Fee rates effective November 3, 2014.
ATM (non-proprietary per transaction)
Point of Sale per transaction 
Draft Printing 
Official/Cashier’s Check - one per day free
Money Order Fee - each 
Convenience/Starter Checks - sheet of four 
CU* Easy Pay 
Returned Deposit Items 
Returned Deposit Items (per item uncollected) 
Non-Sufficient Funds (per item honored or returned) 
Overdraft Privilege Plus+ (per item) 
Overdraft from Savings Auto Advance Fee (3 per month) 
Stop Payment Fee (good for 6 months) 
Account Activity Printout 
Statement Copy 
Draft Copy - CU provided
Draft Copy - It’s ME 247 Online Banking
Microfilm Copy 
Photo Copy
Facsimile Transmission Fee 
Safe Deposit Box 
Incoming Wire 
Domestic Wire (out) 
Foreign Wire (out) 
Cashing/Depositing Check for non-member 
Account re-opening within 12 months
Account closing within 90 days of opening 
Garnishment/Tax Levies/Backup Withholding 
Monthly Dormant Account* 
Locator 
VISA Gift Cards 
Monthly Minimum Balance**
Monthly Account Maintenance**
Account Research - per hour 
Account Balancing Assistance - per hour 
Member Draft Replacement with Official Check
Visa Late Fee 

Fee

$1.50
NO CHARGE
Depends on style
$1.00
$1.00
$1.00
$4.95 (Fee waived with eStatement)
$10.00
$20.00
$28.00
$28.00
$3.00
$28.00
$1.00
$3.00
$3.00
FREE
$5.00
$0.25 (per copy)
$1.75 first page, $1.00 every page thereafter
Annual fee based on box size
$10.00
$15.00
$40.00
$5.00
$25.00
$25.00
$25.00
$10.00
$5.00
$3.00
$10.00
$2.00
$30.00
$30.00
$5.00
$25.00

 

*An account is considered dormant if for six (6) months there has been no activity and the minimum daily balance is less than $100.00. This fee will not be charged if the member has an active loan or VISA with VLFCU. Minor accounts will not be charged. **A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason. ***A monthly account maintenance fee will be assessed if the aggregate account balance falls below $250.00 at any time throughout the month. This fee will not be charged if the member has an active loan or VISA with VLFCU. Minor accounts will not be charged.