The following fees may be assessed, and the following transaction limitations, if any, apply to your account.
Fee rates effective November 1, 2018.
Replace Plastic Card
ATM (non-proprietary per transaction)
Official/Cashier's Check - one per day free
Money Order Fee each
Convenience/Starter Checks - sheet of four
VISA Gift Card
VISA Travel Money Card
VISA Travel Money Card - reload funds on card
Returned Deposit Items (per item collected)
Returned Deposit Items (per item uncollected)
Non-Sufficient Funds (per item returned)
Overdraft Fee (per item)
Overdraft from Savings Auto Advance Fee (3 per month)
Stop Payment Fee (draft good for 6 months)
Stop Payment Fee (Auto Debit good for 6 months)
Account Activity Printout
Draft Copy - CU provided
Draft Copy - Online/Mobile Banking
Facsimile Transmission Fee ($1.75 first page, $1.00 every page thereafter)
Domestic Wire (out)
Foreign Wire (out)
Cashing/Depositing Check for non-member
Account re-opening within 12 months
Account closing within 90 days of opening*****
Garnishment/Tax Levies/Backup Withholding
Monthly Dormant Account Fee*
Monthly CU*EasyPay! bill payment Fee**
Monthly Minimum Balance Fee***
Monthly Account Maintenance Fee****
Account Research - per hour
Account Balancing Assistance - per hour
Member Draft Replacement with Official Check
VISA Credit Card Late Fee
Depends on Style
* All accounts are considered dormant after 6 months of no activity. The fee will be assessed to accounts with balances less than $100.00. Minor accounts will not be charged.
** Fee will not be charged with e-statements.
*** A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason. The minimum balance fee will be waived if you are enrolled in the Campus Connection club account.
**** A monthly account maintenance fee will be assessed to your checking account, if you have one, or your regular share account when the aggregate balances on a single member number are less than $250.00 on any day during the month OR your account does not have an active loan or VISA credit card account with VLFCU. The monthly account maintenance fee will be waived if you are 62 and over and have a checking account with direct deposit (application is required), or are enrolled in the Campus Connection club account.
***** An account closing fee will not be assessed to accounts enrolled in the Campus Connection club account.