The following fees may be assessed, and the following transaction limitations, if any, apply to your account.

Service
Fee rates effective September 1, 2015.
ATM (non-proprietary per transaction)
Point of Sale per transaction 
Draft Printing 
Official/Cashier’s Check - one per day free
Money Order Fee - each 
Convenience/Starter Checks - sheet of four 
Monthly CU* Easy Pay bill payment fee** 
Returned Deposit Items 
Returned Deposit Items (per item uncollected) 
Non-Sufficient Funds (per item honored or returned) 
Overdraft Privilege Plus+ (per item) 
Overdraft from Savings Auto Advance Fee (3 per month) 
Stop Payment Fee (draft or auto debit good for 6 months) 
Account Activity Printout 
Statement Copy 
Draft Copy - CU provided
Draft Copy - It’s ME 247 Online Banking
Microfilm Copy 
Photo Copy
Facsimile Transmission Fee 
Safe Deposit Box 
Incoming Wire 
Domestic Wire (out) 
Foreign Wire (out) 
Cashing/Depositing Check for non-member 
Account re-opening within 12 months
Account closing within 90 days of opening***** 
Garnishment/Tax Levies/Backup Withholding 
Monthly Dormant Account Fee* 
Locator Fee
VISA Gift Cards 
Monthly Minimum Balance***
Monthly Account Maintenance Fee****
Account Research - per hour 
Account Balancing Assistance - per hour 
Member Draft Replacement with Official Check
Visa Late Fee 

Fee

$1.50
NO CHARGE
Depends on style
$1.00
$1.00
$1.00
$4.95 (Fee waived with eStatement)
$10.00
$20.00
$28.00
$28.00
$3.00
$28.00
$1.00
$3.00
$3.00
FREE
$5.00
$0.25 (per copy)
$1.75 first page, $1.00 every page thereafter
Annual fee based on box size
$10.00
$15.00
$40.00
$5.00
$25.00
$25.00
$25.00
$10.00
$5.00
$3.00
$10.00
$2.00
$30.00
$30.00
$5.00
$25.00

 

*All accounts are considered dormant after 6 months of no activity. The fee will be assessed to accounts with balances less than $100.00. Custodial accounts will not be charged. **Fee will not be charged with e-statements.  ***A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason. The minimum balance fee will be waived if you are enrolled in the Campus Connection club account. ****A monthly account maintenance fee will be assessed to your checking account, if you have one, or your regular share account when the aggregate balances on a single member number are less than $250.00 on any day during the month OR your account does not have an active loan or VISA credit card account with VLFCU.  The monthly account maintenance fee will be waived if you are 62 and over and have a checking account with direct deposit (application is required), or are enrolled in the Campus Connection club account. *****An account closing fee will not be assessed to accounts enrolled in the Campus Connection club account.