With a VLFCU Visa® Credit Card or Debit Mastercard®, you have all the purchasing power you need and the freedom to use it anywhere in the world. No matter which card you choose, you can rest assured that you will have full 24/7 fraud protection and online account management. Contact us today to get our cards in your wallet.


platinum visa

Platinum Visa® Credit Card

  • Lowest VLFCU variable interest rates
  • Low minimum payments
  • No annual fee

pink visa

PINK Visa® Credit Card

  • Donation benefits local cancer patients
  • Earn reward bonus points
  • No annual fee

reward visa

Rewards Visa® Credit Card

  • Earn reward bonus points to redeem for merchandise, airfare, or cashback
  • Low variable interest rates
  • No annual fee

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Debit Mastercard®

  • Get cash from ATMs
  • Funds deducted from your checking account
  • Earn rewards with Buzz Points


buzz points

Buzz Points®

  • Earns points on every purchase you make with your Debit Mastercard®
  • Redeem for rewards or gift cards 

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ScoreCard® Rewards

  • Available on specific Visa® credit cards
  • Earn points on every qualifying purchase 
  • Redeem for cash back, travel & merchandise

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Chip Fraud Protection

  • More secure protection
  • Global acceptance
  • Easy to use

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Debit Card Fraud Services

  • Fraud alerts
  • Fraud prevention
  • Activity monitoring