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VacationLand Federal Credit Union Visa® Credit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use! Here’s what you can look forward to as a cardholder.

Enhanced fraud protection.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa® credit cards are accepted.

Easy to use.

Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card in the slot and follow the prompts. Keep in mind that you can continue to use your chip card online and over the phone the same way you do today. No matter how you pay, you are protected against unauthorized use with Visa’s Zero Liability Policy.1


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1 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transaction not processed by Visa. You must notify VacationLand Federal Credit Union immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

If a chip-activated terminal is available, follow these easy steps:

  1. Insert the chip end of your card into the terminal facing up.
  2. Keep your card in the terminal and follow the prompts.
  3. Remove your card when prompted and take your receipt.

If a merchant is not yet chip-activated, you can still swipe your card to pay.