Man paying with his card for flowers.VLFCU’s Platinum Visa® Credit Card is intended to offer you a lower Annual Percentage Rate (APR) over our other Visa® products. This card offers additional benefits such as no-cost travel accident insurance, full 24/7 fraud protection, and an introductory rate of 1.99% APR* for the first six months. Discover the purchasing power of Visa® today!


Vacationland Federal Credit Union LogoMembership required to use services. Click here for membership requirements.


  • Introductory 1.99% APR*
  • No cash advance fee
  • 25-day grace period for re-payment
  • Full fraud protection 24/7
  • Visa Purchase Alerts
  • Low minimum payments
  • Travel accident insurance
  • Make payments in person, online or over the phone

Member must be in good standing with VLFCU. All loans are subject to credit approval. *The introductory rate of 1.99% applies for the first 6 billing cycles, after which the standard APR assigned will be calculated as prime + 5.90% to 17.90% (as published in the Wall Street Journal). The rates and APR may differ depending on individual creditworthiness. Balance transfers may not be used to pay down an existing VLFCU Visa®. When using a Visa® card outside the United States a foreign transaction fee of 1% of the amount of each transaction will apply.

View the VISA Platinum Consumer Credit Card Agreement.

Programs & Links

Log in to ScoreCard® Rewards
Go online often to search rewards, redeem your points, and reward yourself!

Online Banking
It’s easy to add your Visa® account to your online banking. Access all of your VLFCU accounts in one secure place.

Financial Empowerment - Credit Cards
A wide range of free information and interactive tools.