debit mastercard newEnjoy the convenience of using your Debit Mastercard® to pay for purchases without cash, checks, or credit cards. Funds are deducted automatically from your checking account. You can also use your Debit Mastercard® as an ATM card, with quick and easy access to cash.


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  • Accepted worldwide
  • Funds deducted from your
    checking account
  • Safer than carrying cash
  • Accepted at thousands of ATMs worldwide**
  • Earn rewards with Buzz Points



**ATM transaction fees may apply.

***When you use your card at a non-VLFCU ATM there can be two fees. The first fee comes from the non-VLFCU ATM operator, and the other from VLFCU. If you use a “surcharge-free” ATM, you will not receive a fee from the non-VLFCU ATM operator, but may receive a fee from VLFCU.

What accounts can I access?
For ATM use, you will be able to access the share savings account or share draft/checking account of your choice. For Debit card use, purchases are deducted from your primary share draft/checking account.

No fees for check card purchases.

There are no fees when you make signature-based debit card purchases. However, there may be a fee for any PIN-based debit card purchases.