VLFCU’s Platinum Visa® Credit Card is intended to offer you a lower Annual Percentage Rate (APR) over our other Visa® products. This card offers additional benefits such as no-cost travel accident insurance, full 24/7 fraud protection, and an introductory rate of 1.99% APR* for the first six months. Discover the purchasing power of Visa® today!
Membership required to use services. Click here for membership requirements.
- Accepted worldwide
- Competitive rates
- No annual fee
- Free balance transfer program
- Embedded chip technology
- Introductory 1.99% APR*
- No cash advance fee
- 25-day grace period for re-payment
- Full fraud protection 24/7
- Low minimum payments
- Travel accident insurance
- Make payments in person, online or over the phone
Member must be in good standing with VLFCU. All loans are subject to credit approval. *The introductory rate of 1.99% applies for the first 6 billing cycles, after which the standard APR assigned will be calculated as prime + 5.90% to 17.90% (as published in the Wall Street Journal). The rates and APR may differ depending on individual creditworthiness. Balance transfers may not be used to pay down an existing VLFCU Visa®. When using a Visa® card outside the United States a foreign transaction fee of 1% of the amount of each transaction will apply.