Benefits Plus LogoDiscover the difference with our Value Checking Plus account featuring Benefits Plus®!

When you open this personal checking account, you receive loads of features that will save you money and give you peace of mind. Take advantage of convenient special deposit services to fit your lifestyle. Look at the long list of benefits below, and you will see why we say this personal checking account can’t be beat!

Currently, you are unable to apply for a Value Checking Plus account online. If you wish to apply for this product or service please visit your nearest branch or call 1-800-691-9299 for more information.

Take a look at our rates here.

  VacationLand Federal Credit Union LogoMembership required to use services. Click here for membership requirements.

Already a Value Checking Plus member? Visit the Benefits Plus® website.

click here


Summary of Account

Benefits Plus® Features¹

  • Balances of $2,000 or more
    earn dividends
  • Unlimited check writing
  • Free duplicate checks
  • No fee on cashier's checks or
    money orders
  • 50% discount on safe deposit
    box rental*
  • Low $5 monthly service charge
  • Insured up to $500,000**


  • Free debit card
  • Free online banking
  • Free CU-Talk telephone banking
  • Free bill pay when enrolled 
    in e-Statements
  • Direct deposit and payroll 
    deduction available
  • Overdraft privilege (for 
    qualifying members)
  •  Identity Theft Protection and Security Center program featuring automatic Restoration Rescue® coverage
  • Discounts and cash rebates on travel services such as airfare, cruises, hotels, and car rental
  • Discounts at over 3,000 online merchants providing cash back rewards
  • Gift card savings up to 15% on retail gift cards
  • Health services discounts on vision, hearing, and pharmacy
  • Save locally when shopping or dining out
  • Free Benefits Plus app available in the Apple and Google Play stores


*Subject to availability.The contents of the safe deposit box are not insured by us or any government insurance program. Certain restrictions apply.

**All depository accounts are insured up to $500,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $250,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than what most financial institutions offer!

¹VacationLand Federal Credit Union has selected Generations Gold, Inc., a fully independent third party benefits provider, to provide travel and other discounted services directly to Benefits Plus® members. VacationLand Federal Credit Union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through Benefits Plus® may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. The descriptions herein are summaries only and intended for informational purposes only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. You can view the complete terms, conditions, exclusions and complete program details by visiting or by calling 1.866.329.7587. Generations Gold, Inc., is not insured by any Federal Government Agency. © 2016 Generations Gold, Inc. All rights reserved.