Whether you’re purchasing a new or used car, boat, RV or motorcycle, VacationLand will build a customized loan to meet your needs*.
We offer a variety of vehicle loans, including:
Vehicle Loan Benefits
- Easy application process
- Repayment term options
- Financing options
- Competitive interest rates (fixed or variable)
- Personal attention
Looking for a dealer you can trust? Check out our Dealers of the Month!
Membership required to use services. Click here for membership requirements.
*Member must be in good standing with VLFCU. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value.
New/Used Autos
Rates Effective as of October 1, 2021. Rates subject to change without notice.
Model Year | Term (As long as) |
Fixed Rate (As low as) |
APR* | Terms of Repayment |
New/Used |
72 Months | 3.75% | 4.20% |
APR listed is based on loan amount of $15,000, at a rate of 3.75% resulting in 72 monthly payments of $232.99. |
Used |
72 Months | 3.75% | 4.20% |
APR listed is based on loan amount of $15,000, at a rate of 3.75% resulting in 72 monthly payments of $232.99. |
Used |
60 Months | 4.75% | 5.28% |
APR listed is based on loan amount of $15,000, at a rate of 4.75% resulting in 60 monthly payments of $281.37. |
Used |
60 Months | 4.75% | 5.28% |
APR listed is based on loan amount of $15,000, at a rate of 4.75% resulting in 60 monthly payments of $281.37. |
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information. |
Motorcycles
Rates Effective as of October 1, 2021. Rates subject to change without notice.
Model Year | Term (As long as) |
Fixed Rate (As low as) |
APR* | Terms of Repayment |
New/Used |
72 Months | 6.25% | 6.71% |
APR listed is based on loan amount of $15,000, at a rate of 6.25% resulting in 72 monthly payments of $250.38. |
Used |
72 Months | 7.25% | 7.71% |
APR listed is based on loan amount of $15,000, at a rate of 7.25% resulting in 72 monthly payments of $257.56. |
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information. |
RVs, Campers, Motorhomes & Travel Trailers
Rates Effective as of October 1, 2021. Rates subject to change without notice.
Amount | Term (As long as) |
Fixed Rate (As low as) |
APR* | Terms of Repayment |
$25,000+ | 180 Months | 4.75% | 4.81% |
APR listed is based on loan amount of $50,000, at a rate of 4.75% resulting in 180 monthly payments of $388.99. |
$15,000-$24,999 | 144 Months | 4.75% | 4.89% |
APR listed is based on loan amount of $24,999, at a rate of 4.75% resulting in 144 monthly payments of $228.13. |
$10,000-$14,999 | 120 Months | 5.75% | 6.03% |
APR listed is based on loan amount of $14,999, at a rate of 5.75% resulting in 120 monthly payments of $164.97. |
*APR=Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information. |
Snowmobiles, Personal Watercraft, 4 Wheelers, Dirt Bike, Misc.
Rates Effective as of October 1, 2021. Rates subject to change without notice.
Model Year | Term (As long as) |
Fixed Rate (As low as) |
APR* | Terms of Repayment |
New 2022-2021 |
60 Months | 8.25% | 9.08% |
APR listed is based on loan amount of $10,000, at a rate of 8.25% resulting in 60 monthly payments of $203.97. |
Used |
48 Months | 9.25% | 10.27% |
APR listed is based on loan amount of $10,000, at a rate of 9.25% resulting in 48 monthly payments of $250.04. |
Used |
48 Months | 10.25% | 11.27% |
APR listed is based on loan amount of $10,000, at a rate of 10.25% resulting in 48 monthly payments of $254.83. |
*APR=Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information. |
Boats
Rates Effective as of October 1, 2021. Rates subject to change without notice.
Amount | Term (As long as) |
Fixed Rate (As low as) |
APR* | Terms of Repayment |
$25,000+ | 180 Months | 6.75% | 6.82% |
APR listed is based on loan amount of $50,000, at a rate of 6.75% resulting in 180 monthly payments of $442.55. |
$15,000-$24,999 | 144 Months | 6.75% | 6.90% |
APR listed is based on loan amount of $24,999, at a rate of 6.75% resulting in 144 monthly payments of $253.81. |
$10,000-$14,999 | 120 Months | 7.75% | 8.05% |
APR listed is based on loan amount of $14,999, at a rate of 7.75% resulting in 120 monthly payments of $180.03. |
*APR=Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information. |