new motorcycle purchased with a motorcycle loan

Dreaming about a motorcycle? VacationLand can help make it a reality.*

A Member Relations Representative will walk you through each step, so you can stay in complete control of the process. With our flexible terms and fast reliable service, you could be cruising down the highway in no time.

Each VLFCU motorcycle loan features these benefits and more.

  • Easy application process
  • Flexible terms
  • Financing options (new, used, refinance)
  • Competitive interest rates
  • Personal attention
  • E-signature options available

Get pre-approved for your motorcycle loan for additional negotiating power!

 

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*Member must be in good standing with VLFCU. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value.

 
 
 

Motorcycles

    Rates Effective as of August 1, 2021. Rates subject to change without notice.

    Model Year Term
    (As long as)
    Fixed Rate
    (As low as)
    APR* Terms of Repayment

    New/Used
    2021-2018

    72 Months 6.25% 6.71%

    APR listed is based on loan amount of $15,000, at a rate of 6.25% resulting in 72 monthly payments of $250.38.

    Used
    2017-2013

    72 Months  7.25%  7.71% 

    APR listed is based on loan amount of $15,000, at a rate of 7.25% resulting in 72 monthly payments of $257.56.

             
    *APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information.



    Buying New vs. Used

    The decision to purchase a new or used motorcycle can be a tough one. It comes down to what you want and how much you can afford.

    Buying a new motorcycle has many advantages, including getting the bike exactly as you want it, obtaining a full manufacturer’s warranty, and having little if anything to worry about when it comes to repairs.

    However, buying used can be a better choice, especially if your budget is limited. There are many late model motorcycles on the market with some of the manufacturer’s warranty remaining.

    Two questions to answer before buying a used motorcycle:

    1. Is it in good mechanical shape?
    2. Is it priced fairly?

    At VacationLand FCU, we urge you to have any used motorcycle you’re considering buying checked by a qualified mechanic. The charge is minimal, usually $50 to $100, and includes checking all the bike’s major systems: engine, transmission, electrical and brakes.

    Fair market value of the motorcycle can be determined easily by consulting any reputable pricing guide on the Internet or here at the credit union.

    Whether you decide to buy new or used, VacationLand Federal Credit Union urges you to carefully consider all the pros and cons before making your motorcycle purchase.

    When you’re ready to buy, we’ll be ready to help with reasonable finance terms and competitive rates.