Motorcycle Loan

new motorcycle purchased with a motorcycle loan

No matter what brand of motorcycle you’ve been dreaming about, a motorcycle loan from VacationLand can help make it a reality.*

One of our loan advisors will walk you through each step, so you can stay in complete control of the process. With our flexible terms and fast reliable service, you could be cruising down the highway in no time.

Each VLFCU motorcycle loan features these benefits and more.

  • Easy application process
  • Flexible terms
  • Financing options (new, used, refinance)
  • Competitive interest rates
  • Personal attention

Get pre-approved for your motorcycle loan for additional negotiating power!

View our rates here.

 

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*Member must be in good standing with VLFCU. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value.
  
 
 

Buying New vs. Used

The decision to purchase a new or used motorcycle can be a tough one. It comes down to what you want and how much you can afford.

Buying a new motorcycle has many advantages, including getting the bike exactly as you want it, obtaining a full manufacturer’s warranty, and having little if anything to worry about when it comes to repairs.

However, buying used can be a better choice, especially if your budget is limited. There are many late model motorcycles on the market with some of the manufacturer’s warranty remaining.

Two questions to answer before buying a used motorcycle:

  1. Is it in good mechanical shape?
  2. Is it priced fairly?

At VacationLand FCU, we urge you to have any used motorcycle you’re considering buying checked by a qualified mechanic. The charge is minimal, usually $50 to $100, and includes checking all the bike’s major systems: engine, transmission, electrical and brakes.

Fair market value of the motorcycle can be determined easily by consulting any reputable pricing guide on the Internet or here at the credit union.

Whether you decide to buy new or used, VacationLand Federal Credit Union urges you to carefully consider all the pros and cons before making your motorcycle purchase.

When you’re ready to buy, we’ll be ready to help with reasonable finance terms and competitive rates.