911 Loan 251w

Emergencies happen! No matter the reason, there are times when we need immediate assistance.

At VLFCU we don’t want you to be caught off guard and think that your only option is a high-interest payday lender. Let us provide you with lower rates and fees to make that emergency less expensive!

You are eligible if you’ve been both:

  • A VLFCU member for a minimum of 3 months
  • Employed a minimum of 6 months*


  • Borrow up to $500
  • Flexible terms up to 12 months
  • Rates ranging from 9.25%-14.25%
  • Zero processing fees

*Proof of income required.

All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. For example, a $500.00 loan at a rate of 9.25% will have a 9.25% APR and result in 12 monthly payments of $43.78. Programs, rates and terms subject to change or cancellation without notice.