It’s hard to get where you are going without a set of reliable wheels. Our Kickstart Auto Loan will get you back in the driver’s seat. It also offers the opportunity to lower your interest rate by 1% after six months of on-time payments, which helps get your credit back on track!
You are eligible if you’ve been both:
- A VLFCU member for a minimum of 3 months
- Employed a minimum of 6 months*
- Model Years 2012-2021
- Borrow between $5000-$15,000
- Rates ranging from 6.75%-15.75%
- Flexible terms up to 60 months
- Eligible for 1% rate reduction after 6 months of on-time payments**
*Proof of income required.
**Member must request the 1% rate reduction after 6 months of on-time payments. Limit one reduction per life of loan.
Loan processing and title fees apply. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. For example, a $15,000 loan at a rate of 6.75% will have a 7.29% APR and result in 60 monthly payments of $295.26. Programs, rates and terms subject to change or cancellation without notice.