Plan ahead and build your nest egg so you’ll be financially prepared when it’s time to retire. We offer a variety of IRA options to help you build your savings. Invest in your future now with an IRA Share Savings Account, IRA Share Certificate, or IRA Money Market Account.

 Currently you are unable to apply for an IRA online. If you wish to apply for this product or service please visit your nearest branch or call 1-800-691-9299 for more information.


vdot-smallMembership required to use services. Click here for membership requirements.


  • Save for your children’s education or your retirement
  • Competitive dividend rates
  • Tax-free and tax-deferred options
  • Personal service
  • Traditional, Roth, and Coverdell IRA accounts available

Take a look at our rates here.

We Can Answer Your Questions!

Are you puzzled about saving for retirement? Let us help you put the pieces of your puzzle together. VacationLand FCU offers Traditional, Roth, and Coverdell IRAs to meet your individual needs.

*All depository accounts are insured up to $500,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $250,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than what most financial institutions offer!