At VacationLand FCU, we anticipate  members’  needs and exceed their expectations with our superior service and products. We make it our duty to help our members achieve their personal financial objectives.

In addition, we pledge to continually ask our members what else we can do or how we can improve their banking experience. We then respond with customized solutions designed to meet individual needs.

Savings Accounts Checking Accounts Account Access
CO-OP Shared Branching Credit Cards
Loans
Mortgage Loans
Home Equity Lines of Credit Term Share Certificates
IRA Accounts

Whether you’re saving for retirement, purchasing your first car or buying your dream home, VacationLand Federal Credit Union is here for you. Let our friendly, knowledgeable representatives provide hassle-free solutions for all your financial needs.
Loans
A great advantage to being a member of VacationLand is having access to our low-cost loans, designed to keep more money in your pocket. Our lower rates, lower fees, flexible payment options, and no prepayment penalties will help you achieve your life goals.
New and Used Automobile Loans Marine/Boat Loans
Recreational Vehicle Loans Motorcycle Loans
Personal Loans
Mortgage Loans
We offer a full array of mortgage programs.
New Home Purchase Mortgage refinance FHA loans
VA loans USDA loans
Home Equity Line of Credit
A Home Equity Line of Credit is an excellent solution if you want access to your money over time, and only want to pay for what you actually borrow. Flexible payments are available.
Loan consolidation
Home additions and improvements Tuition payments
Business Loans

CONTACT INFORMATION

SANDUSKY
2911 Hayes Ave.
Sandusky, OH 44870
T: 419.625.9025
T: 800.691.9299

VERMILION
1607 State Rd., Ste. 11
Vermilion, OH 44089
T: 440.967.5155
T: 800.691.9299

SANDUSKY
2409 E. Perkins Ave. Sandusky, OH 44870
T: 419.625.9025
T: 800.691.9299

NORWALK
295 Milan Ave., Ste. C Norwalk, OH 44857
T: 419.668.6346
T: 800.691.9299

HURON
2402 University Dr.
Huron, OH 44839
T: 419.433.3229
T: 800.691.9299

Products & Services

discover

Become a Member
We would like the opportunity to demonstrate our vision of becoming our members’ chosen lifetime financial partner and improving our communities for future generations. Our field of membership includes anyone who lives, works, worships or attends school in Erie County, Ohio; Huron County, Ohio; York Township in Sandusky County, Ohio; Adams, Thompson, Reed or Venice Townships in Seneca County, Ohio; and Village of Green Springs Ohio. Membership is also extended
to the employees of the Board of Education who work in Huron County, Ohio, employees of the Board of Education of the EHOVE Joint Vocational School, and employees of Ohio Edison who work in Sandusky, Bellevue, Norwalk and Port Clinton, Ohio. Immediate family members of all eligible members also qualify for membership. A $25 share deposit is required to open an account.
Join today and experience the credit union difference!

CU*TALK: 419.621.8328 or 877.256.3336
WEBSITE: www.vlfcu.org
FACEBOOK: www.facebook.com/VacationLandFCU TWITTER: www.twitter.com/VacationLandFCU YOUTUBE: www.youtube.com/VacationLandFCU

the financial freedom of membership

Federally Insured by NCUA.

Federally Insured by NCUA.

Credit Cards
With a VLFCU Visa® Credit Card, you have all the purchasing power you need and the freedom to use it anywhere Visa® is accepted.
Choose the card that is best for you and rest assured that you are protected against unauthorized use.
No Annual Fee
Low monthly payments No balance transfer fee
Manage account online at It’s Me 247 Lost or stolen card services
Earn points for merchandise, travel or cash back with a Rewards Visa®

Checking/Share Draft Accounts
Choose a checking account that is right for you and access your account anytime through your free debit card, online banking, the VLFCU mobile app, or CU*Talk.
Value Checking Plus+
Featuring Benefits Plus+®, this checking account gives you peace of mind and is packed with features that will save you time and money!
No minimum balance Unlimited check writing
Free It’s Me 247 online banking
Overdraft privilege for qualifying members
Free personal checks, cashier’s checks, and money orders Identity Theft Protection featuring Restoration Rescue® Lowest guaranteed pricing on travel services booked by Benefits Plus+®
Cash back rebates on travel
Discounts on restaurant and merchant gift cards
Discounts on theme parks, sporting events, and concerts with Ticket Xpress®
All this and more for just a $5 monthly service charge
Regular Checking
No minimum balance Unlimited check writing
Free It’s Me 247 online banking
Overdraft privilege for qualifying members No monthly service charge

Savings Products
Once your share account (basic savings) has been opened, you have a variety of options to make your money grow! VLFCU offers
savings products for every stage of life and insures your accounts for up to $750,000*. This coverage is more than what most financial institutions offer!
Money Market Plus
The Money Market Plus account gives you the best of both worlds – great rates and check writing access - in one simple money market account.
Balances of $2,000 or more earn monthly dividends Tiered rates maximize earnings
No monthly fee
Limit 6 withdrawals / transfers per month1
$500 minimum amount per withdrawal
Special Club Account
Set up this account to assist you with budgeting for vacations and special purchases.
No monthly fee
Direct deposit and payroll deduction are available
Christmas Club Account
Plan and prepare for the holidays with our Christmas Club Account. It offers the same benefits as our Special Club Account, but the funds are transferred to your Share Savings or Share Draft (Checking) account in October each year.
Term Share Certificates
Term Share Certificates are an excellent way to manage your money when you are able to set aside savings for a predetermined period of time.
Competitive dividend rates 3-120 month terms
$500 minimum deposit
Subject to early withdrawal penalties
Special rates and terms for youth up to 19 years old
Individual Retirement Accounts
We offer a variety of IRA options to help you build your savings for retirement including Traditional, Roth, SEP, and Coverdell accounts.
Competitive dividend rates
Tax-free and tax-deferred options
Youth Club
Teenagers 13 to 19 years earn a good rate of return with a Youth Club Account. Special share certificate rates are available for teens to help save for college, a car, and other important expenses.

Dollar Dog Kids Club
At VLFCU, we want to help parents teach their children the importance of saving. Dollar Dog helps by making saving fun and rewards our youngest members for making deposits into their Dollar Dog share account.
Children from newborn to 12 years of age are eligible with a $25 share deposit
A token is earned for every deposit of $10 or more (limit one token per day)
Tokens are redeemable at VLFCU for toys, apparel, or a cash dividend Children receive a special dividend when they make a birthday deposit

Campus Connection Club
We know that college students are busy, so we provide a FREE and flexible solution for connecting with your money!
For college students age 18 to 26 years Free checking
No minimum balance fee
Free ATM card or Debit MasterCard No monthly maintenance fee
$5 dividend reward each time you provide proof that you made the Dean’s list
Stay connected on the go with our free mobile app, online banking, and text alerts

Convenience Services
At VLFCU we are committed to providing our members with services that deliver their banking needs suited to their lifestyle. We strive to offer new solutions that offer secure, easy, and instant access to our accounts. These services are offered for free to our members.
Debit MasterCard®
Pay for purchases directly from your checking account Access your account at an ATM
Download the My Mobile Money Access app to monitor your card’s activity
ATM Card
Access your account at all PULSE®, MONEYPASS® or CIRRUS® ATM locations

It’s Me 247 Online Banking
Access your accounts in one place Set up fund transfers
View pending ACH transactions Set up text alerts and notifications
Make VLFCU loan and Visa® credit card payments View and print e-Statements
CU*Talk
Access your accounts via telephone to check on account balances, inquire about cleared checks, transfer funds and make loan payments.
VLFCU Mobile App2
Our mobile app is available in the Apple® and Google Play® stores and will give you the ultimate freedom in banking wherever you go.
Deposit checks with Remote Deposit Capture3
Access EasyPay to schedule payments of bills (free with e-Statement enrollment)
Make a VLFCU loan or Visa credit card payment Locate CO-OP Shared Branching Network locations
Control access to your VLFCU debit card and Visa credit card
Apple Pay® and Samsung Pay® 2
Leave your debit and credit cards at home and pay from your phone! Register your cards and use these safe and secure platforms to pay for your purchases. Your VLFCU accounts will still be covered for unauthorized or fraudulent activity.
CO-OP Shared Branch Network
Free access to your accounts at over 6,000 participating credit unions nationwide
Ability to perform most account transactions as you
would at VLFCU
* All depository accounts are insured up to $750,000. The
first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI).
1 By means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order.
2 VacationLand does not charge a fee to use this service. However, standard data rates from your mobile service provider may still apply.
3 Approval for this service is subject to VLFCU’s criteria and is not guaranteed in any way.