CASH for Your Pocket!

Are you dreaming of refreshing your home, taking a well-deserved vacation, or even consolidating your debt to get ahead in your finances? If you own your home, you may just have the answer to realize your dreams.  From March 1, 2024 to April 30, 2024, we are offering an introductory 7.50% APR1 for the first 12 months on a new Home Equity Line of Credit. After the introductory period ends, the rate will be as low as 8.75%2 APR. This great offer even comes with a chance to win $500 cash*.

Contact our friendly staff today to get your questions answered and the process started.

*Membership eligibility required with a minimum deposit of $5.00 in a Share/Savings account. Member must be in good standing with VLFCU, not eligible on refinance of current VLFCU mortgage loans.  All loans are subject to credit approval. First or second lien, 1-4 family, owner-occupied, primary residence properties only.  1. APR = Annual Percentage Rate. 7.50% APR is a promotional rate good for only 12 months after closing date.  This APR is a variable rate with a minimum 8.75% APR to maximum of 18.00% APR. Actual APR will depend on borrower’s credit qualifications, term of the loan, and loan-to-value amount. Variable APR based on the current Wall Street Journal Prime rate plus 0.25% for 90% loan-to-value HELOCS (8.75% as of 2/14/2024). $50.00 Annual fee. If line of credit is closed within 36 months, fees may apply. Property and, if applicable, flood insurance are required. Minimum line amount $10,000.00; maximum line amount $100,000.00; initial draw must be at least $5,000.00. Consult a tax advisor regarding the deductibility of interest. Programs, rates and terms are subject to change or cancellation without notice. * No purchase or membership necessary to enter or win. The sweepstakes is open to Ohio residents 18 years or older as of 3/1/2024. See the official rules for complete details. Official rules can be viewed online or upon request.

VLFCU is an Equal Housing Lender.  NMLS ID: 556003