Grow your savings and invest in your future with products that are built to fit your unique needs and lifestyle.
The Savings Benefits that Accompany Membership
Your savings account makes you a member of the credit union family, where you can earn a return on your balance while maintaining the flexibility to access funds whenever you need them.
Savings for the Future with a Youth Club Account
Whether you deposit your allowance, babysitting money, tips or wages, you can make the most of your funds by earning dividends with a savings account for teens.
Building your legacy and securing a comfortable retirement starts with an Individual Retirement Account
Discover how a VacationLand Federal Credit Union Individual Retirement Account can help you build a secure and prosperous future. With a variety of options like Traditional and Roth IRAs, we have a plan to fit your goals, no matter where you are in life. Our team is here to provide the guidance you need to make the right choices for a better tomorrow.
Grow your savings and secure your financial future with our Share Certificates
Discover how share certificates offer a safe and reliable way to save for your future with a guaranteed return. With a variety of terms available, you can choose a plan that fits your financial goals. Get started today with a low minimum deposit and watch your money grow with competitive fixed rates.
Earn higher returns on your savings while keeping your funds flexible with a Money Market Plus Account
Our Money Market Plus Account is designed to give you the best of both worlds. You’ll earn competitive, tiered rates on your balance while enjoying the flexibility of check-writing access. It’s the perfect way to make your money work harder for you without locking it away.
Your holiday savings plan starts here.
Make saving for that special something simple and rewarding.
Whether you’re planning a dream vacation, saving for a new car, or
preparing for the holidays, our Club Account helps you set aside
funds and earn a great rate of return. With a recurring transfer, your
balance will grow steadily, so when you’re ready to make your
purchase, the money will be right there waiting for you.
SAVE, SHARE, SPEND, EARN. – Open A Club Account for your child
Research shows that the sooner children learn basic money management skills, the greater their chances for financial success. VLFCU has teamed up with the Berenstain Bears® to teach the responsible money management concept: SAVE, SHARE, SPEND, EARN.
Which savings option is right for you?
Selecting the right savings product is a crucial step toward achieving your personal financial goals. Every individual has a unique lifestyle and set of priorities, and your savings strategy should reflect that. For short-term goals like a new car or a dream vacation, you’ll want an account with easy access to your funds, while long-term goals like retirement require a product with a higher rate of return to truly grow your nest egg. By choosing an account that perfectly aligns with your timeline and aspirations, you’re not just saving money. You’re strategically building a secure and prosperous future that’s tailored to you.
Building a stronger financial future starts with knowledge and guidance.
VLFCU is thrilled to introduce a new digital financial education initiative through our partnership with MoneyEDU. The program provides our community with an engaging learning experience around critical personal finance topics such as building emergency savings, managing debt, mortgage education, and retirement planning.
Your financial well-being is important to us and we are committed to providing you with resources to manage your money. Click here to get started and become financially empowered!

Rest easy knowing that your money is fully protected and secured with VLFCU.

Are savings deposits insured?
Yes. All savings accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. VacationLand Federal Credit Union is also insured by Excess Share Insurance (ESI), which privately insures members’ funds for an additional $500,000. Between the two, our members’ deposits are insured up to $750,000.
What is the credit union difference?
Credit union membership is growing exponentially, and for good reason – yet many people don’t know exactly what makes credit unions different from banks. Credit unions are a community- oriented option for managing your finances that come with their own set of exclusive benefits.




