young woman with VacationLand club account

Start saving for that special something. Whether it’s a new car, a long vacation, or Christmas gifts, you can use a club savings account to set aside funds where they can earn a good rate of return. Set up a recurring transfer so your balance can grow. When you’re ready to make the purchase, the funds will be waiting for you.

Take a look at our rates here.

Currently, you are unable to apply for a Club Account online. If you wish to apply for this product or service please visit your nearest branch or call 1-800-691-9299 for more information.

vdot-smallMembership required to use services. Click here for membership requirements.



  • Save for a specific expense
  • Balances of $185 or more
    earn dividends
  • No monthly fees
  • Direct deposit and payroll
    deduction available
  • Insured up to $750,000*

TIP: Use our payroll deduction or direct deposit options to meet your savings goals faster and easier.

For Christmas Club accounts, the entire balance will transfer to the account of your choice on or after October 1st, and the account will remain open. If you need to withdraw funds from your Christmas Club account prior to the transfer date, you will need to close the account. You may re-open your Christmas Club account after the transfer date.


3All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer!