Membership eligibility is required with a minimum deposit of $25 in a share savings account.

Please contact us for additional products, rates, and terms if you don’t seem them on our website.

Savings

Rates Effective as of April 1, 2015. Rates subject to change without notice. Fees may reduce earnings on accounts.

Name
APY*
Minimum Amount to Open Account
Minimum Balance to Earn Dividends
 
Share Savings Account
0.10%
$25.00
$185.00
 
Dollar Dog Account
0.15%
$0.00
$125.00
 
Club Accounts
0.10%
$0.00
$185.00
 
Youth Club Accounts
0.15%
$0.00
$125.00
 
Christmas Club Accounts
0.10%
$0.00
$185.00
 
0.25%
$0.00
$100.00
 
 
 
 
 
$2,000 to $9,999.99
0.10%
$0.00
$2,000.00
 
$10,000 to $24,999.99
0.15%
$0.00
$10,000.00
 
$25,000 to $49,999.99
0.20%
$0.00
$25,000.00
 
$50,000 to $99,999.99
0.25%
$0.00
$50,000.00
 
$100,000.00 and over
0.35%
$0.00
$100,000.00
 
Business Money Market Plus+
 
 
 
 
$2,000 to $9,999.99
0.10%
$0.00
$2,00.000
 
$10,000 to $24,999.99
0.15%
$0.00
$10,000.00
 
$25,000 to $49,999.99
0.20%
$0.00
$25,000.00
 
$50,000 to $99,999.99
0.30%
$0.00
$50,000.00
 
$100,000.00 and over
0.40% 
$0.00 
$100,000.00 
 
Share Draft Accounts
0.00%
$0.00
N/A
 
Value Checking Plus+ Accounts
0.05%
$0.00
$2,000.00
 
Business Checking Plus+
0.05%
$0.00
$2,000.00
 
 
 
 
 

*APY is Annual Percentage Yield

Regular / IRA Share Certificates

Rates Effective as of May 1, 2015. Rates subject to change without notice. We may impose a penalty if funds are withdrawn before the maturity date. If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.

Term
APY*
Minimum Amount to Open Account
Minimum Balance to Earn Dividends
 
3 month
0.10%
$500.00
$500.00
 
6 month
0.15%
$500.00
$500.00
 
9 month
0.41%
$500.00
$500.00
 
12 month
0.60%
$500.00
$500.00
 
18 month
0.45%
$500.00
$500.00
 
21 month
0.85%
$500.00
$500.00
 
24 month
1.00%
$500.00
$500.00
 
30 month
0.65%
$500.00
$500.00
 
36 month
0.75%
$500.00
$500.00
 
40 month
1.51%
$500.00
$500.00
 
48 month
1.26%
$500.00
$500.00
 
59 month
1.86%
$500.00
$500.00
 
60 month
1.31%
$500.00
$500.00
 
72 month
2.06%
$500.00
$500.00
 
 
 
 
 

*APY is Annual Percentage Yield

Jumbo Term Share Certificates

Rates Effective as of May 1, 2015. Rates subject to change without notice. We may impose a penalty if funds are withdrawn before the maturity date. If the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.

Term
APY*
Minimum Amount to Open Account
Minimum Balance to Earn Dividends
 
24 month
1.00%
$50,000.00
$50,000.00
 
30 month
1.10%
$50,000.00
$50,000.00
 
36 month
1.21%
$50,000.00
$50,000.00
 
48 month
1.51%
$50,000.00
$50,000.00
 
60 month
1.71%
$50,000.00
$50,000.00
 
72 month
2.11%
$50,000.00
$50,000.00
 
 
 
 
 

*APY is Annual Percentage Yield

New/Used Autos

Rates Effective as of April 1, 2015. Rates subject to change without notice.

Model Year
Term
(As long as)
Fixed Rate
(As low as)
APR*
Terms of Repayment
 
New/Used
2013-2015
72 Months
2.99%
3.40%
APR listed is based on loan amount of $15,000, at a rate of 2.99% resulting in 72 monthly payments of $227.86
 
New/Used
2011-2012
72 Months
3.49%
3.91%
APR listed is based on loan amount of $15,000, at a rate of 3.49% resulting in 72 monthly payments of $231.22
 
New/Used
2009-2010
60 Months
3.99%
4.48%
APR listed is based on loan amount of $15,000, at a rate of 3.99% resulting in 60 monthly payments of $276.19
 
New/Used
2007-2008
60 Months
4.99%
5.48%
APR listed is based on loan amount of $15,000, at a rate of 4.99% resulting in 60 monthly payments of $283.03
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information.
 

Motorcycles

Rates Effective as of April 1, 2015. Rates subject to change without notice.

Model Year
Term
(As long as)
Fixed Rate
(As low as)
APR*
Terms of Repayment
 
New/Used
2013-2015
72 Months
5.49%
5.90%
APR listed is based on loan amount of $15,000, at a rate of 5.49% resulting in 72 monthly payments of $245.03
 
New/Used
2008-2012
72 Months
6.49%
6.91%
APR listed is based on loan amount of $15,000, at a rate of 6.49% resulting in 72 monthly payments of $252.12
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information.
 

RVs, Boats and Travel Trailers

Rates Effective as of April 1, 2015. Rates subject to change without notice.

Amount
Term
(As long as)
Fixed Rate
(As low as)
APR*
Terms of Repayment
 
$25,000+
180 Months
4.54%
4.60%
APR listed is based on loan amount of $50,000, at a rate of 4.54% resulting in 180 monthly payments of $383.61
 
$15,000-$24,999
144 Months
4.54%
4.67%
APR listed is based on loan amount of $24,999, at a rate of 4.54% resulting in 144 monthly payments of $225.53
 
$10,000-$14,999
120 Months
5.54%
5.80%
APR listed is based on loan amount of $14,999, at a rate of 5.54% resulting in 120 monthly payments of $163.12
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information.
 

Snowmobiles, Personal Watercraft, 4 Wheelers, Dirt Bike, Misc.

Rates Effective as of April 1, 2015. Rates subject to change without notice.

Model Year
Term
(As long as)
Fixed Rate
(As low as)
APR*
Terms of Repayment
 
New
2014-2015
60 Months
5.49%
6.23%
APR listed is based on loan amount of $10,000, at a rate of 5.49% resulting in 60 monthly payments of $190.99
 
Used
2013-2014
48 Months
6.49%
7.40%
APR listed is based on loan amount of $10,000, at a rate of 6.49% resulting in 48 monthly payments of $237.15
 
Used
2008-2012
48 Months
7.49%
8.41%
APR listed is based on loan amount of $10,000, at a rate of 7.49% resulting in 48 monthly payments of $241.78
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. Please contact the Credit Union for additional rate and loan product information.
 

Signature (Unsecured) Loans

Rates Effective as of April 1, 2015. Rates subject to change without notice.

Term
APR*
(As low as)
Terms of Repayment
 
12 Months
7.49%
A $1,000 loan at 7.49% APR will result in 12 monthly payments of $86.75
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on term and individual credit qualifications. Please contact the Credit Union for additional rate and loan product information.
 

Visa

Rates Effective as of April 1, 2015. Rates subject to change without notice.

APR*
(As low as)
 
10.15%
 
 
 
 
 
*APR= Annual Percentage Rate. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications. When using a Visa® card outside the United States a foreign transaction fee of 1% of the amount of each transaction will apply. Please contact the Credit Union for additional rate and loan product information.