Senior woman with Individual retirement account in Erie, Ohio

Individual Retirement Accounts are intended to help you prepare for a financially sound retirement. IRA contributions must be made by the federal income tax filing deadline to count for the previous year. Generally, that is on or around April 15th of each year.

We offer a variety of IRA options to help you invest in your future.

Each VacationLand IRA product comes with these benefits.

  • Competitive dividend rates
  • Tax-free and tax-deferred options
  • Personal service
  • Traditional, Roth, and Coverdell IRA accounts available
  • Insured up to $750,000*

Take a look at our rates here.

Currently, you are unable to apply for an IRA online. If you wish to apply for this product or service please visit your nearest branch or call
1-800-691-9299 for more information.


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Retirement 101 computer screen

Planning for Retirement

No matter your age, planning for retirement can be overwhelming. Our Financial Empowerment program features several educational resources that will help you make sure the next chapter of your life is the best one.

Review our Financial Empowerment Program on Preparing for Retirement important financial planning topics, such as:

  • Investment strategies
  • Estate planning
  • Social Security

There are also several calculators that will help you understand:

  • Retirement lifestyle costs
  • Investment growth possibilities
  • Tax implications of different IRAs
  • Minimizing debt vs. investing



*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer!