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Share Certificates

Reach your long-term savings goals easily with a share certificate from VacationLand Federal Credit Union.

We offer terms from three months to five years, depending on your savings needs. You pick the term, lock in the rate and let the dividends accumulate. A share certificate is a safe investment with a guaranteed return that’s hard to beat.

Stop by any branch or give us a call to get started. Membership is required. Not currently a member? Click here to learn more.

Look at our rates.

Share Certificate Details

  • Competitive fixed rates
  • Variety of terms available
  • Dividends compounded monthly or quarterly
  • $500 minimum balance to open a share certificate
  • Penalty for early withdrawal
  • Insured up to $750,000*

Dividend Dispersal Options

  • Keep dividends in the certificate (compound)
  • Official check sent to the member
  • Transfer dividends to another account

*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer.