Share Certificates

Reach your long-term savings goals easily with a share certificate from VacationLand Federal Credit Union.

We offer terms from three months to five years, depending on your savings needs. You pick the term, lock in the rate and let the dividends accumulate. A share certificate is a safe investment with a guaranteed return that’s hard to beat.

Open a share certificate account at any of our branches Huron, Norwalk, Sandusky and Vermilion or give us a call to get started. Membership is required. Not currently a member? Click here to learn more.

Look at our share certificate rates.

Questions?

Share Certificate Details

Competitive fixed rates
Variety of terms available
Dividends compounded monthly or quarterly
$500 minimum balance to open a share certificate
Penalty for early withdrawal
Insured up to $750,000*

Dividend Dispersal Options

Keep dividends in the certificate (compound)
Official check sent to the member
Transfer dividends to another account

*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer.