couple with share certificates in Erie, Ohio

Reach your longer-term savings goals easily with a share certificate from VacationLand Federal Credit Union.

We offer terms ranging from 3 months to 5 years, depending on your savings needs. You pick the term, lock in the rate, and let the dividends pour in. For a safe investment with a guaranteed return, a share certificate is hard to beat. View all current rates here

Currently, you are unable to apply for Share Certificates online. If you wish to apply for this product or service please visit your nearest branch or call 1-800-691-9299 for more information.


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  • Competitive fixed rates
  • Terms from 3 months - 5 years
  • Dividends compounded monthly or quarterly
  • $500 minimum balance to open
  • Penalty for early withdrawal
  • Insured up to $750,000*

Dividend Options

  • Retain dividends on the certificate (compound)
  • Official check sent to the member
  • Transfer dividends to another account


*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer!