Individual Retirement Accounts

Individual Retirement Accounts (IRAs) are intended to help you prepare for a financially sound retirement. IRA contributions must be made by the federal income tax filing deadline to count for the previous year. Generally, that’s on or around April 15 each year.

IRA Investment Options

VacationLand Federal Credit Union offers a variety of IRA options to help you invest in your future, including:

Benefits of IRAs

  • Competitive dividend rates
  • Tax-free and tax-deferred options
  • Traditional, Roth, SEP and Coverdell IRAs are available
  • Insured up to $750,000*

Open an individual retirement account at any of our branches in Huron, Norwalk, Sandusky and Vermilion or call us at 1-800-691-9299 to get started.

Membership is required. Not currently a member? Become a member and start enjoying exclusive benefits from a local network today!

Look at our rates.

Planning for Retirement

Planning for retirement is essential, regardless of your age. Our Financial Empowerment program features several educational resources to help you ensure the next chapter of your life is financially stable.

Review our Financial Empowerment Program on Preparing for Retirement to learn about important financial planning topics, such as:

  • Investment strategies
  • Estate planning
  • Collecting Social Security

Several calculators will help you understand various financial matters:

  • Retirement lifestyle costs
  • Investment growth possibilities
  • Tax implications for different IRAs
  • Minimizing debt and investing

*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer.