The echoes of the New Year’s celebrations have faded, and the resolutions that were made are now shaping up. For many, a fresh financial start is at the top of their priority lists. VacationLand Federal Credit Union is here to help you make that a reality with our exciting New Year, New Financial You Credit Card Balance Transfer Special. Whether you are a new cardholder or a longtime cardholder looking for a smart way to manage your finances, this promotion is designed for you.
Our special offer brings you an amazing 0.00% introductory APR1 for the first 12 months2 on all balance transfers. This means for a full year, every dollar you pay toward your credit card payments goes toward your principal, rather than interest. While there is a 3% upfront fee on each transfer, the significant savings gained from 12 months of interest-free payments make this a powerful tool for long-term financial well-being. Break free from the cycle of high-interest debt and consolidate your store and major credit cards into one manageable payment. Now is the perfect time to consolidate, simplify, and finally gain control of your spending.
Start the new year with a fresh financial outlook and significantly less stress by transferring your balances to VacationLand today, a move that allows you to pay down debt more effectively rather than just shifting it around. Do not allow the burden of high-interest debt to weigh you down any longer. This limited-time offer ends on February 28, 2026. Whether you are looking to consolidate loans or manage your personal and business accounts—including checking, savings, personal loans, and auto loans—our dedicated professionals are here to guide and assist you every step of your financial journey. Visit us in Sandusky, Huron, Norwalk, or Vermilion to speak with a team member, or take the first step toward a more empowered year by applying from the comfort of your home through online banking today.
Membership eligibility is required with a minimum deposit of $5.00 in a Savings account. Member must be in good standing with VLFCU. No promotions are eligible with any other offer or discounts. 1. APR = Annual Percentage Rate. 2. Intro/Promo rate of 0.00% APR applies for twelve months after you transfer a balance. There is a balance transfer fee of 3% of the amount of each balance transfer. To qualify for the intro/promo rate, balance transfers must be completed during the promotional period of January 5, 2026 – February 28, 2026. Balance transfers may not be used to pay down an existing VLFCU debt. After the intro/promo period ends, the APR will be (Prime + 3.90% to Prime +17.90% as published in the Wall Street Journal), based upon your credit worthiness. APR may vary but will not exceed 18%. Foreign transaction fee up to 1% of each transaction amount applies to purchases made outside of the U.S., regardless of whether you are located inside or outside the United States at the time of the transaction. Subject to change or cancellation without notice.
NMLS ID: 556003
