Happy 2022 to all our valued members. Here’s hoping this year means returning to “normal.” Let’s not hope for something we know is out of our reach, but how about just getting our lives back to “routine.” That could possibly be the best thing that could happen for all of us, worldwide.

To get this New Year off on the right foot, here are some suggestions to help shake off those 2021 vibes.

On a “personal” note, are you considering a personal loan? Throughout January, your credit union has an unbelievable surprise! Through January 31, we will be waiving the processing fees for personal loans. That’s a savings of $50.00. Personal loans may be used in many ways, including:

  • Debt consolidation
  • Vacations
  • Appliances
  • Home repairs

But wait, that’s not all! We’re also waiving processing fees on title loans, minimum loan amount of $5,000. That’s a savings of $191.00! Eligible title loans include:

  • Autos
  • RVs
  • Campers
  • Boats
  • Motorcycles

Check out these terrific offers on this website. All loans are subject to credit approval and other fees may still apply.

Next, VacationLand is still offering a $25 dividend for each new member you refer to us. Just pick up a referral card at your local branch or download the card online. Fill it out, and if your prospective new member completes the account-opening process and you are a member in good standing, we will issue a $25 dividend to your account. What could be easier?

Perhaps a new career is in your future! We’re presently hiring Customer Service Representatives to join our growing team. Check out the qualifications and the attractive benefits package which includes paid holidays, insurance, and much more.

Starting a new job could satisfy Healthline’s “keeping busy” advice mentioned below. However, if you’re not seeking employment, then volunteering is an excellent way to stay involved – giving your time, as well as giving back to your community. We’re always working on our next contribution or service project, and we encourage all our members – young and old – to help those in need and contribute to the common good. Remember, you don’t have to do much to make a difference!

A few more suggestions from Healthline.com that might bring a smile to your face and help clobber the winter doldrums include:

  • Getting plenty of sleep
  • Learning to say “no”
  • Spending time with loved ones
  • Avoiding overeating
  • Keeping busy

Another great recommendation: start thinking about “resetting” for this New Year. If you didn’t do a great job last year budgeting your time, and especially your money, taking control of those two most important aspects of your life will ensure you head into 2022 with the best gift you can give yourself.

VLFCU has always been committed to helping our members manage their money by providing resources for financial empowerment. For educational and consumer resources, please check out our Financial Empowerment program. These fast-paced learning modules, featuring financial tools and calculators, can help you prepare for buying a home, improve your credit score, and more. These “mini” seminars are free for everyone!

Of course, we all wish we could once again embrace our “normal” lifestyles as we did pre-pandemic, but for some, normal might not be what they want to return to. For those of you who could use some assistance, let VacationLand help you with your personal finances, saving for the future, creating an emergency fund, obtaining a mortgage, college reserves, and even retirement planning.

Take that first step today by taking control of the New Year. Start celebrating your new normal by giving us a call, or stopping by one of our five convenient locations. We are here for you.