Mom and Dad, are you already anxious or uneasy about how you’re going to neutralize your child’s college education expenses or all the going-back-to-school bills?

Education Data Initiative mentions the cost of college has more than doubled in the 21st century and the average cost for a student attending an in-state four-year institution is roughly over $25,000 per year. This includes additional expenses like living arrangements, transportation, and food. With inflation driving up the cost of everything, parents’ excitement over the coming school year has been stifled by concerns about how to pay for it all.

Whether college, or getting the rest of the kids prepared for their next school year, it’s never easy; however, this year will be more difficult than last. Why not let VacationLand give you a hand up with our personal loan promotion* going on now through the end of August. You can use this loan for assistance with tuition, books, school supplies, clothing, shoes, or just paying off bills. Take advantage of this great deal while it lasts, as supplies kids will need are going on sale in the coming days. There are no processing fees, no pre-payment penalties, and you’ll receive 2% off your qualifying APR. Borrow between $500 and $10,000 and choose the terms that work best for you: 12, 24, 48, or 60 months.

Right now, big box stores like Apple, Amazon, Walmart, and Target are offering great discounts. Jill Sando, executive vice president and chief merchandising officer for Target stores announces, “From supplies and stylish apparel to snacks and the latest electronics, Target guests can count on making the most of their budgets, with thousands of items under $10.00.” Along with their low, low prices, there’s also the return of tax-free weekend savings. Ohio’s Tax-Free Weekend is set for August 5-7, 2022. The Ohio Department of Taxation lists the following items as being exempt from sales and use tax:

  • An item of clothing priced at $75 or less;
  • An item of school supplies priced at $20 or less; and
  • An item of school instructional material priced at $20 or less.

Because of inflation and consumers’ reining in their spending habits, there’s never been a time in recent history where retailers have had so much excess inventory. Most are slashing prices just to move it. Now is the time to begin your back-to-school strategic plan. Stop into one of our five convenient locations and our knowledgeable staff will get the process in motion and you on your way so you can relax and flip-flop through the rest of the summer. We’re here for you, just call us at 1-800-691-9299.

*Borrow between $500-$10,000, 2% APR discount, Receive a $50 Visa gift card at closing, No loan processing fees, No prepayment penalty, Terms available 12, 24, 48, or 60 months.

Disclaimer: Membership eligibility is required with a minimum deposit of $25.00 in a Share Account. Member must be in good standing with VLFCU. Available for personal loans with amounts financed between $500 and $10,000 with a term of 12, 24, 48, or 60 months. APR= Annual Percentage Rate. All loans subject to approval and actual APR will be based on individual creditworthiness. Limit one promotional loan per borrower. Personal loan may not be used to pay down an existing VLFCU debt. Effective June 1, 2022 until August 31, 2022. Subject to change or cancellation without notice. Payment Examples: $10,000 loan for 12 months at 5.25% APR would result in 12 payments of $857.19. $10,000 loan for 24 months at 6.25% APR would result in 24 payments of $444.34. $10,000 loan for 48 months at 7.25% APR would result in 48 payments of $240.64. $10,000 loan for 60 months at 8.25% APR would result in 60 payments of $203.98.