VacationLand Federal Credit Union is offering a credit card balance transfer special to help you kick the new year off right.

Transfer high-interest credit card debt to a Visa Rewards credit card at VLFCU and enjoy a 3.99% introductory APR for the first 18 months.  The APR will increase from 13.40%-18.00% after the promotion ends.

Consolidate merchant and major credit card debt without balance transfer or cash advance fees!

In addition, current and new Visa Rewards credit card holders will earn BONUS points when they transfer balances totaling $1,000 or more!  Transfer $1,000 up to $10,000 to earn 10,000 ScoreCard Rewards points or over $10,001 to earn 25,000 points. Redeem your points for cash back, gift cards, Cedar Point passes and merchandise.

Start your new year off by consolidating your finances. This offer is available through February 29, 2024.

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Membership eligibility is required with a minimum deposit of $5.00 in a Share/Savings Account.  Member must be in good standing with VLFCU.  No promotions are eligible with an other offer or discounts. APR = Annual Percentage Rate.  Promotional rate of 3.99% APR applies for eighteen months after you transfer the balance. Offer valid from January 1, 2024 through February 29, 2024. Balance transfers may not be used to pay down an existing VLFCU Visa.  After the promotional period ends, the APR will be (Prime+5.90% to 17.90% as published in the Wall Street Journal), based upon your creditworthiness.  APR may vary but will not exceed 18.00%. ScoreCard Rewards Bonus Points are only available on select Visa Credit Cards.  Foreign Transaction fee up to 1% pf each transaction amount applies to purchase made outside the U.S. regardless of whether you are located inside our outside the Untied States at the time of the transaction. Subject to change or cancellation without notice.