Published: November 15, 2025

Put Your Worries On A Shelf

Our Elves Are Here To Help With Our Personal Loan Promo

Take advantage of NO PAYMENTS FOR 90 DAYS!*

This holiday season, put your worries on a shelf with our Personal Loan Promo! Our Elves are ready to assist you with this special offer. Borrow between $500 and $3,000 at a competitive APR and repay over 12 months. Enjoy the convenience of no loan processing fees and no payments for 90 days. Use your loan for a variety of purposes, from holiday gifts to home improvements.

  • No payments for 90 days, so you can stress less over the holidays
  • Borrow between $500 – $3,000
  • 12 Months to Repay
  • No Loan Processing Fee

Personal Loans are ideal for: Holiday gifts, electronics & computers, furniture, appliances, vacations, weddings, remodeling projects, special occasions & celebrations, or any other expenses.

Offer Ends December 31, 2025

Apply Now

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Membership eligibility is required with a minimum deposit of $5.00 in a Savings Account. Member must be in good standing with VLFCU. May not be combined with any other promotion or discount. All loans are subject to credit approval. APR will be based on individual creditworthiness (as low as 9.99% as of 10/27/2025). *Interest continues to accrue during the first 90 days. A $3,000 loan at 9.99% APR will result i n 12 monthly payments of $268.02. Limit one promotional loan per borrower. Personal loan may not be used to pay down an existing VLFCU debt. Effective November 15, 2025, to December 31, 2025. Subject to change or cancellation without notice.