Are you paying too much in interest on your loans? Refinance them with VLFCU to save and reward yourself!

Simply refinance any qualifying loan with us to receive a 1% APR1 discount. We'll even waive the loan processing fees2 – a savings of $191 – AND give you a $250 Visa gift card at closing!

Black History Month is a month-long celebration of achievements by African Americans and their roles in U.S. history. According to Wikipedia, Black History Month originated in the United States, where it is observed in February. It is also observed in Canada, as well as Ireland, the Netherlands, and the UK, where it is celebrated in October.

As our dependence on technology increases, so does the threat of engineered attacks against our privacy and security. The more we have connected to the internet, – computers, printers, phones, smart home-enabled devices such as thermostats and doorbells, security cameras, routers, etc. – the more the likelihood of these devices being compromised escalates. Because we’re all potential targets of hackers, scammers and thieves, here are some basic tips to keep in mind while still enjoying the World Wide Web.