A penny saved is a penny earned. Penny pincher. A pretty penny. Penny wise, pound foolish.

A penny certainly doesn't buy much these days, and getting your kids to save a penny, or more, is like pulling teeth. However, saving money is just as important as earning money.

April is Youth Month at VacationLand Federal Credit Union, a great time to start a conversation with the kids about saving money and setting financial goals.

The process refinancing a loan involves taking out a new loan to pay off the debt of the existing loan. People may choose to refinance an existing loan for a number of reasons – most often to get a lower interest rate.

With a lower interest rate, you could get a lower monthly payment or keep your monthly payment the same and shorten the repayment term to pay off the debt faster. During VacationLand Federal Credit Union's Loan Refinance Special, you may be able to refinance a loan you presently have with another financial institution.

Refinancing an existing loan can help you lower your monthly payments.

During our Loan Refinance Special, we’re offering a $250 Visa gift card at closing AND we’re waiving the processing fees – a $191 savings!