Do you have a current loan that is too exorbitant or unreasonable to keep making payments on? Has your financial circumstance recently changed? Refinancing that existing loan might be a good idea, especially now.

Refinancing a loan means acquiring a loan with lower interest rates and using those funds to pay off your existing loan. If you qualify, lower interest rates can reduce your monthly payments and may even shorten the term of your loan. Whether it’s a personal loan, auto loan, or any one of the following loans from another financial institution, you could receive a 1% APR1 discount off your qualifying rate, now through May 31, 2021. Simply refinance with VacationLand to receive this discount, plus get a $150 Visa gift card at closing.

Qualifying loans include personal loans, automobile and motorcycle loans, RV loans, and boat and personal watercraft loans. There’s a $5,000 minimum loan amount. There are no pre-payment penalty fees, and we’ll even waive the loan processing fees2, which is a savings of $191. And decisions are made locally, so you can expect faster results.

To sum things up, refinancing an existing loan makes sense when your credit score has improved, you would like lower monthly payments, you want to pay off your loan faster, and you can obtain a new loan with a lower interest rate.

Come on, bring us your loan from another institution and take advantage of this offer. You must be a member in good standing with VacationLand Federal Credit Union to receive this offer. Visa credit cards, loans secured by real property, business loans, or loans held by VLFCU are not eligible for this refinancing special promotion.

Don’t let this offer pass you by. Give one of our member relations representatives a call at 1-800-691-9299.

Download the promotional flyer here.

* Membership eligibility required with a minimum deposit of $25.00 in a Share Account. Member must be in good standing with VLFCU. Visa credit cards, loans secured by real property, business loans and loans currently held by VLFCU are not eligible for this promotion. All loans are subject to credit approval.

1 APR = Annual Percentage Rate. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value.

2 Title fees still apply. Promotion effective from April 1, 2021, until May 31, 2021. Programs, rates and terms are subject to change or cancellation without notice.