Are you paying too much in interest on your loans? Refinance them with VLFCU to save and reward yourself!

Simply refinance any qualifying loan with us to receive a 1% APR1 discount. We’ll even waive the loan processing fees2 – a savings of $191 – AND give you a $250 Visa gift card at closing!

There’s also no prepayment penalty for paying off your loan early.

To qualify for this promotion, you must owe at least $5,000 on your loan balance. Loan types that will be accepted for this promotion include:

  • Personal loans
  • Auto loans
  • Motorcycle loans
  • Recreational vehicle loans
  • Boat loans
  • Personal watercraft loans

Decisions are made locally, so you’ll get results fast. Apply today! This offer has been extended to May 31, 2020.

Contact us at 800.691.9299 or stop by any of our local branches to learn more.


Membership eligibility required with a minimum deposit of $25.00 in a Share Account. Member must be in good standing with VLFCU. Visa credit cards, loans secured by real property, business loans and loans currently held by VLFCU are not eligible for this promotion. All loans are subject to credit approval.

1APR = Annual Percentage Rate. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value.

2 Title fees still apply. Promotion effective from March 1, 2020, until April 30, 2020. Programs, rates and terms are subject to change or cancellation without notice.