Spring has finally arrived. It’s a season of rebirth; the perfect time to refresh and rejuvenate your body, your soul, or maybe your house. Has your home lost its curb appeal? Does it even appeal to you anymore? First, begin with a little spring cleaning: wash windows, organize cupboards and closets, and clean out the attic and the garage. Get these little projects behind you and then tackle the larger ones. Home improvement projects can mean a substantial upgrade to the value of your home. Some of these improvements may be inexpensive, but some will require the help of a contractor.

Generally speaking, spending money on your largest lifetime purchase, your home, can actually boost your return on your investment when it’s time to sell. If that “spending” money seems elusive right now, then your credit union has a couple of constructive suggestions. What if your home isn’t your top priority? Would you like to consolidate debt, pay medical bills, or plan a little spring break vacation? Whatever your needs, one of our loan products will fit the bill:

  • Home Equity Line of Credit. A home equity line of credit, also known as a HELOC, is a line of credit that provides you with a revolving credit line to use for large expenses, debt consolidation, family vacations, or for any purpose. It is secured by the equity you have in your home.
  • Personal Loans. Use a personal loan to pay bills and consolidate debt, repair your car, remodel your home, college tuition, or whatever you wish.

If you’re planning any home improvements, The Family Handyman website lists their top 20 home renovations that can add money back into your home’s value. From lighting to backsplashes, cabinets and appliances, to painting and finishing the basement, remember to keep in mind what projects actually increase your home’s value. Many experts suggest: a kitchen remodel with new cupboards and appliances, a bathroom renovation; an attic or basement remodel; a new deck or patio; new windows; installing contemporary carpet or hardwood; exterior painting; and new garage doors. You don’t have to spend a lot, but doing so can make a tremendous difference when you’re ready for buyers to walk through the door.

Whatever vibes Spring conjures up for you, why not stop by one of our convenient locations and speak to a knowledgeable member relations representative, or give us a call at 800-691-9299 to arrange an appointment. We’re here when you need us, throughout all four seasons of your life.

VacationLand Federal Credit Union is an Equal Housing Lender.