You’ve probably resolved yourself to the fact that the cost of living this summer has risen sharply. From gas to clothing, utilities, and groceries, inflation has hit everything. But there’s also some good news. Because most consumers have curbed their spending habits and created less demand, major retailers are now faced with excess inventory. Retailers stepped up inventory, but no one was buying. Now, needing to move all they have accumulated, companies are offering deep discounts, markdowns, and irresistible promotions to entice buyers.

Now might be the perfect time to stock up on discounted merchandise you’ve only thought about purchasing: a new air conditioning unit or an HVAC upgrade, a mountain vacation, a backyard makeover with new patio furniture, a new grill, and a pergola. Maybe a water feature. Water? How about a pool?

Saving money by refinancing an existing loan could really benefit you during these hot summer months. An existing loan you currently have with another financial institution, refinanced with VacationLand, could land some much-needed dollars back in your pocket. You can lower your monthly payments, save money on the interest, and pay off that loan sooner than you thought.

If you’re a VLFCU member, in good standing, consider taking advantage of the special refinance promotion* we’re offering now through the end of August. Qualifying loans for refinancing include automobile and motorcycle loans, RV loans, boat and personal watercraft loans, and vehicle lease buyouts. Receive 1% off your qualifying APR with no pre-payment penalties, no processing fees, and only a $5,000 minimum loan amount. We will also reward you with a $250 Visa Gift Card at closing to use however you want!

With refinance rates this low, you can save hundreds or thousands of dollars over the life of your loan. Just bring your existing loan to us and allow our professionals to help you save more money this summer. You can use those newly found dollars and enjoy the warm weather months any way you like.

Call or stop by one of our five branches and let our knowledgeable staff help you breeze through the summer heat.

*Membership eligibility required with a minimum deposit of $25.00 in a Share Account. Member must be in good standing with VLFCU. Visa credit cards, loans secured by real property, business loans and loans currently held by VLFCU are not eligible for this promotion. All loans subject to credit approval. APR= Annual Percentage Rate. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value. For Vehicle Lease Buyouts, taxes are required to be paid. Title fees still apply. Promotion effective from June 1, 2022 until August 31, 2022. Programs, rates and terms are subject to change or cancellation without notice.