Schedule of Fees and Charges

Service Fee
Non-proprietary ATM fee (per transaction; multiple may be charged during same ATM session)* $1.50
Cashier’s Check/Money Order/Starter Checks (sheet of 4) – one per day free $1.00
Returned Deposit Items $20.00
Non-Sufficient Funds Fee(s) (per submission or resubmission of an item) $30.00
Overdraft Fee(s) (per submission or resubmission of an item)- Limit 4 per day (Not charged on transactions less than $10) $30.00
Overdraft from Savings Transfer Charge $3.00
Stop Payment Fee for Draft OR Single/Reccuring Preauthorized Electronic Funds Transfer(s)** $30.00
Elevate Checking Monthly Service Charge*** $5.00
Incoming Wires $15.00 – $40.00
Outgoing Wires $20.00 – $50.00
Cashing/Depositing Check for non-member $10.00
Membership closing within 90 days of opening fee**** $5.00
Garnishment/Tax Levies/Backup Withholding $25.00
Monthly Dormant Account Fee***** $10.00
Account Research/Balancing – per hour $30.00
CUMONEY® Visa® Gift Cards ($10- $1000) $2.00
CUMONEY® Visa TravelMoney® Cards ($100-$5000) $2.00
CUMONEY® Visa TravelMoney® Cards Reload ($10-$5000) $2.00
Safe Deposit Box Fees****** Annual Fee
3 x 5 $15.00
5 x 5 $20.00
3 x 10 $25.00
5 x 10 $40.00
10 x 10 $70.00
Business Fee Schedule Fee
Business Checking Transactions (per month) 100 transactions FREE, then $0.10 each
Business Checking Deposited Items (per item) $0.10
Business Checking Monthly Service Charge $0.00
BBusiness Checking Plus+ Transactions (per month) 200 transactions FREE, then $0.10 each
Business Checking Plus+ Deposited Items (per item) $0.10
Business Checking Plus+ Monthly Service Charge******* $10.00
Share Value Amount
Par Value of One Share $5.00

* Up to five fees waived per month for individuals that have an Elevate or Golden checking account.

** Draft good for 6 months, may be renewed for additional 6 month periods by submitting a renewal request in writing.

***Fee waived if average daily balance of $1,500 maintained

**** A membership closing fee will not be assessed to individuals that have an Essential checking account.

***** All accounts are considered dormant after 6 months of no activity. The fee will be assessed to accounts with balances less than $100.00. Minor accounts will not be charged.

****** Fees transferred annually on or around June 1st from Savings or Checking account. Sales tax applies.

*******Fee waived if average daily balance of $5,000 maintained

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Additional insurance of up to $500,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company. Funds Insured up to $750,000