Promotional Disclaimer

Membership eligibility required with a minimum deposit of $5.00 in a Savings Account. Member must be in good standing with VLFCU. APR = Annual Percentage Rate. Promotional rate only available for personal loans with 12 month terms and amounts financed between $500 and $5,000. Limit one promotional loan per borrower. *For those who qualify = any person that qualifies for a 12 month personal loan, less than $5,000, will qualify for the promotional rate. Personal loans may not be used to pay down an existing VLFCU debt. Effective July 1, 2026 until July 31, 2026. Subject to change or cancellation without notice. At the promotional rate, a $5,000 loan with a 12 month term will have a 8.99% APR and result in 12 payments of $437.27.