Consolidating your existing credit card debt onto our low-interest VacationLand Visa®.

With this special balance transfer promotion, you can move your balances from other high-interest credit cards to our low-interest VacationLand Visa®, save money, pay off debt faster, and start the holiday shopping season in the black. You can even transfer balances from merchant and retailer cards such as Kohl’s or Old Navy!

  • Transfer merchant & major credit card balances
  • No balance transfer fees
  • No cash advance fees
  • 2.49% introductory APR for 18 months1
  • 9.15% – 18% APR after promotional period
  • Upload to your digital wallet for improved security2

Offer ends February 28, 2021! Call us today at 800-691-9299 to get started, download the application here, or click the button below to apply online.

Vacationland Federal Credit Union LogoMembership required to use services. Click here for membership requirements.


  • 25-day grace period for re-payment
  • Full fraud protection 24/7
  • Embedded chip technology
  • Low minimum payments
  • Travel accident insurance
  • Make payments in person, online, or over the phone

1 Membership eligibility is required with a minimum deposit of $25.00 in a Share/Savings Account. Member must be in good standing with VLFCU. No promotions are eligible with any other offer or discounts. “APR”= Annual Percentage Rate. Promotional rate of 2.49% APR applies for eighteen months after you transfer a balance. Offer valid from December 1, 2020 to February 28, 2021. Balance transfers may not be used to pay down an existing VLFCU Visa. After the promotional period ends, the APR will be (Prime+ 5.90% to 17.90% as published in the Wall Street Journal), based upon your creditworthiness. APR may vary but will not exceed 18.00%. Foreign transaction fee up to 1% of each transaction amount applies to purchase made outside of the U.S. Subject to change or cancellation without notice.

2 Standard data rates from your mobile service provider may apply.